Figo
Your dollar account, on-chain

One wallet.
Every dollar.
Every chain.

Hold dollars and move money in and out across 30+ networks and your bank. Then earn yield, borrow against your crypto, invest in stocks and trade markets — all from one wallet. No seed phrase required.

How it works
Move money across 30+ networks
EthereumEthereum
BaseBase
SolanaSolana
ArbitrumArbitrum
PolygonPolygon
TronTron
+ 27 more
Why Figo

Money that moves like the internet

A wallet in seconds

Sign in with email and get a secure dollar wallet instantly — no seed phrase, no extension.

Add money from anywhere

From any of 30+ networks — Ethereum, Base, Solana, Bitcoin and more — or straight from your bank. It lands as USDC, your dollar balance.

Send it anywhere

Pay any wallet on 30+ networks, or cash out to your bank — with the rate and fee shown before you send.

Put your dollars to work

Earn yield, borrow against your crypto, invest in stocks, or trade markets — all from the same balance.

Spend anywhere — coming soon

A US dollar account and virtual Visa card — accepted at 70M+ merchants across 50+ countries — are rolling out to wallet holders.

Secured by Privy MPC

Your keys live in Privy’s secure enclave. Figo never holds your private key.

More than a wallet

Four ways to grow your dollars

Add money once, then put it to work — earn, borrow, invest or predict, all from the same balance and all non-custodial.

Earn
Yield on USDC

Turn on yield and your idle dollars grow automatically — accruing every second, powered by audited Stellar DeFi vaults. Withdraw anytime.

Borrow
Loans against crypto

Put up XLM as collateral and borrow USDC on demand — no credit check, no selling your crypto. See your health factor before every move.

Invest
Tokenised stocks

Buy tokenised US stocks — Apple, Tesla, Nvidia and more — straight from your dollar balance. Fractional, 24/7, and yours to hold non-custodially.

Predict
Prediction markets

Trade real-world prediction markets — elections, sports, crypto, tech — with live odds and order books. Take a position on what happens next.

Common questions

Frequently asked questions

Everything you need to know about your Figo dollar account and wallet.